Our services

Roundhill Financial Management offers advice in all areas of personal financial planning.  We can offer a full financial review, or if you only want advice on a specific query, we are able to help.  Areas of financial planning can include:

- Life and income protection:  There is rarely a time that you have to have this type of protection, and whether it is right for you largely depends on your current situation and your own outlook about your future needs and priorities.  We can help you work out whether you need this type of cover, and where to obtain it at an appopriate price, chosen from all sources.  We can also look at your current products and policies, and see whether any of them can be replaced at a cheaper cost.  This is espceially true if your lifestyle has changed (eg you have stopped smoking).

- Retirement planning:  Pensions are not the only way to fund your retirement.  We can offer advice on all tyes of retirement planning, from pension investment to property ownership.

- Tax planning:   Whether your income is £10,000 or £100,000, there are always tax planning issues that can help you pay less tax.  Inheritance tax is an ever-growing problem, especially now that property price rises have increased the net worth of many individuals.  Income tax can sometimes be reduced - perhaps by addressing age allowance issues; capital gains tax may also be a potential problem, especially as privatisation issues grow in value.

- Mortgage advice:   We can offer a wide service in this area - whether you are moving home, needing a top-up for debt consolidation or home improvements, needing a new, improved deal on your current property, or buying a second home here or abroad.

- Savings and Investment:  Whether you are saving £20 per month to build an emergency fund, or want to invest larger amounts for your future, we can offer a comprehensive service that provides guidance on all types of collective investments.